401k Plans

• Are you a business owner paying 2% or more in fees for your employee retirement plan?
• Does your 401(k) plan meet the needs of both executives and employees?
• Are you dedicating too much time to administering your company’s retirement plan?

Berkson Asset Management designs 401(k) plans with lower fees, and reduced risk for small- and medium-sized businesses. If you have a retirement plan that is not meeting your company’s needs, we’ll revise and revitalize your plan based on a comprehensive analysis. If you don’t have a plan, we’ll explore the needs of both owners and employees and design a plan that works for you.

As a local, independent Registered Investment Advisor with an extensive tax and investment background, we will oversee your 401(k) plan. We offer access to a wide array of institutional-style investment options from leading investment firms such as Dimensional Fund Advisors (DFA). And we follow through with ongoing employee education efforts and plan monitoring.

A 401(k) plan through Berkson Asset Management helps executives get more from their plans through a combination of:

• Structuring the plan to meet the needs and goals of the executives and the business.
• Lowering and clearly disclosing plan investment fees and fiduciary risk to plan sponsors while increasing selection of funds.
• Improving plan participation and designing the plan to achieve a better net investment return to all employees.

To put the right, customized retirement plan in place for your company, we utilize the Berkson 5-Step 401(k) Management Process:

• Analyze the current situation.
• Design the optimal 401(k) plan.
• Formalize the 401(k) Investment Policy Statement.
• Launch the 401(k).
• Provide ongoing education and monitoring.

An attractive 401(k) plan is an important business tool to increase employee satisfaction and help attract and retain better employees. To arrange a complimentary review of your current plan or a no-obligation consultation on a new plan, contact Steve Berkson at (818) 449-3122 or steve@berkson.net.

Your complimentary 401(k) plan review is designed to answer the following questions and many others:

• How does the investment selection in the plan compare to leading plans?
• What are the total fees incurred by the plan, and how do they compare to benchmarks?
• Is an Investment Policy Statement included in the plan?
• Is the plan well designed and are there any areas for improvement?
• Are there any fiduciary risks that executives and plan sponsors should be aware of?
• What ongoing education should be provided to all plan participants?
• How does key fund performance compare against corresponding indexes?